mūrkha—foolish, illiterate persons; nīca—lowborn; mleccha—unclean persons with no principles; ādi—and others; śāstra-rikta-gaṇa—persons devoid of all regulative principles stated in śāstra; dhana-sañcayī—capitalist (one who gathers wealth); nirgrantha—called nirgrantha; āra—also; ye—anyone who; nirdhana—without riches.